Pre-EMI for Under Construction Properties

When buying an under construction home, developers often seek payment on the basis of the stages of construction completed. Catering to such requirements, Home Finance Companies (HFC), facilitate partial disbursements of the sanctioned loan periodically, in tune with the developers demands. For these partial loan disbursements, a borrower would be required to pay what is... Continue Reading →

EMIs on Credit Cards

It’s time again and almost all shops and malls have lined up discount sales. From home appliances to the latest gizmos, this season sure is the perfect time to spend that extra bit. But how do you handle your financial liquidity at such times? How do you settle credit card dues post all the shopping?... Continue Reading →

What is a FCNR Deposit?

The Foreign Currency Non Resident Deposit (or the FCNR-B), is an exclusive deposit for Non Resident Indians, that is maintained in select currencies of choice. For those NRIs sending money across to India, the possibility of foreign exchange risk exists, by way of conversions done at the time of investment and again at the time... Continue Reading →

Ten Things You Must Ask Your Life Insurance Agent

Insurance agents are often the first point of contact when you are buying life insurance. From briefing on policy features to helping you complete medical formalities and filling up forms, they are supposed to provide assistance in every possible way. But very often, you meet pushy insurance agents, who force you to buy policies, irrespective... Continue Reading →

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