What is a Chit Fund?

Chit funds have been a popular savings scheme in several parts of India for generations together now. It has paved it’s way as a convenient finance option amongst businessmen, small scale industrialists, and other small time investors. Though very often shrouded by news of fraudulence, they have still managed to retain their popularity. So what … Continue reading What is a Chit Fund?

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Make Your Gold Work for You in Times of Need with Loan against Gold

Our lives are filled with needs, and very often to fulfil them we may require instant funds. The answer to such financial requirement may not always be in personal loans. Loan against gold is a quick and hassle free finance option requiring minimal documentation. So instead of keeping that gold jewellery, coins, bars or biscuits … Continue reading Make Your Gold Work for You in Times of Need with Loan against Gold

7 Important Tips before Taking up a Home Loan

A home loan is a boon to almost all property buyers. It not only reduces the burden to finance the dream home, but also reduces tax liabilities to a certain extent. Here are 7 important tips one must consider before opting for a home loan, to reduce hassles in the process, as well as to save … Continue reading 7 Important Tips before Taking up a Home Loan

Rising Loan Interest Rates – What Should One Do

The last year saw constant hikes in the Cash Reserve Ratio and the Repo rates by the Reserve Bank of India resulting in an upward movement of loan interest rates. For the common man, such rise in rates is definitely a setback. Borrowers face tight financial constraints and coupled with a rise in inflation, it … Continue reading Rising Loan Interest Rates – What Should One Do

Choosing the Right Insurance Rider

Riders along with insurance policies are additional benefits that could be opted for over and above the base policy. Available at an extra premium, they enhance and customize your insurance policy to meet your specific needs. Insurance companies offer a host of insurance riders to choose from. From critical illness to disability, these riders are … Continue reading Choosing the Right Insurance Rider