Pre-EMI for Under Construction Properties

When buying an under construction home, developers often seek payment on the basis of the stages of construction completed. Catering to such requirements, Home Finance Companies (HFC), facilitate partial disbursements of the sanctioned loan periodically, in tune with the developers demands. For these partial loan disbursements, a borrower would be required to pay what is... Continue Reading →

What is a FCNR Deposit?

The Foreign Currency Non Resident Deposit (or the FCNR-B), is an exclusive deposit for Non Resident Indians, that is maintained in select currencies of choice. For those NRIs sending money across to India, the possibility of foreign exchange risk exists, by way of conversions done at the time of investment and again at the time... Continue Reading →

5 Steps to a Goal Based Investment Plan

Life is filled with desires and ambitions. A holiday abroad, a swanky new car, or a plush home, whatever it may be, we earn money to fulfill such goals. However, very often, when it comes to saving for our goals, most of us randomly make investments, without a proper plan. We buy financial products, without... Continue Reading →

Have You Assessed Your Risk Profile?

Almost all investments that you make are borne with a certain degree of risk. Where some may seem highly risky, in a few others, the risk may be minimal or negligible to you. By the term risk here in investments we are talking about the variability of the rate of return. It is a possibility of your money increasing or decreasing in value from your expectations. The level of risk you are willing to bear determines your specific risk profile.

Savings and Investment- Is there a Difference?

Savings and investing are two terms that are often used interchangeably. However in reality, the terms are distinctly apart. When it comes to your money, it pays to understand the difference between the two. Should you be saving or investing? What really needs to be done?

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