10 Times When You Shouldn’t Use Your Credit Card

It’s a world of plastic money!! With the swipe of a card, you could shop and dine at the best places or even plan a holiday. But it is not always that this plastic money brings cheer to all. Spenders are often burdened with high bills and accumulated charges. Here are 10 occasions when credit … Continue reading 10 Times When You Shouldn’t Use Your Credit Card

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New Fund Offer versus Existing Mutual Funds

It’s the time of the year when it is raining NFOs and mutual fund companies are all set to aggressively market them. Very often, for an average investor the decision of investing in a NFO versus choosing from among the existing mutual funds could be quite a predicament. Which one actually serves as a better … Continue reading New Fund Offer versus Existing Mutual Funds

Credit Card Balance Transfer- A Smart Way to Reduce Interest on Dues

Have you overspent on your credit card and need time to settle dues? Or, do you often find it difficult to keep track of due dates of your various credit cards? Credit Card Balance Transfer is an ideal option in such situations, to consolidate all dues into one card, without having to pay high interest … Continue reading Credit Card Balance Transfer- A Smart Way to Reduce Interest on Dues

7 Tax Saving Strategies for Salaried Individuals

At the end of every financial year, many tax payers frantically make investments to minimize taxes, without adequate knowledge of the various available options. The Income Tax Act offers many more incentives and allowances, apart from the popular 80C, which could reduce tax liability substantially for the salaried individuals. Here are seven smart tips to … Continue reading 7 Tax Saving Strategies for Salaried Individuals