Difference between Regular Health Plan and Top up Plan

When regular health plans are inadequate to meet medical expenses, a common solution is to opt for a top up plan. Inflationary pressures and increasing cost of medical treatments may often make the sum assured of a regular health plan insufficient. That is when a top up plan comes into play by enhancing the existing … Continue reading Difference between Regular Health Plan and Top up Plan

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What is a Senior Citizen Health Plan?

Getting a suitable health cover has always been an issue for the elderly. From high premiums to extensive medical tests, the entire process of getting a health plan is strewn with multiple difficulties. Now, with the new IRDA guideline of extending the maximum age of health insurance, individuals above the age of 65 years have … Continue reading What is a Senior Citizen Health Plan?

Difference between Top-up and Super Top-up Plans

Top-up and super top-up plans are two unique options to health insurance policy holders to enhance their existing sum assured. With rising inflation often actual medical expenses far exceed the existing health cover. Now with these two options available in the market, you get an advantage to meet these extra health care expenses. Top-up and … Continue reading Difference between Top-up and Super Top-up Plans

What is an Indemnity Plan?

The need for health insurance in today’s times is undisputable. Medical emergencies could strike anybody. And with inflation spiraling upwards, a single ailment may cause significant financial losses. As important as it is to have a health plan in place, it is equally important to have the right kind of plan. Today, the options are … Continue reading What is an Indemnity Plan?

5 Reasons to Look beyond Your Company Mediclaim Policy

A health insurance policy offered by your employer is a sure attractive perk. At low premium rates, and easier terms, a company mediclaim policy is a good deal, to help you meet your medical emergencies. But is this benefit actually sufficient enough or, do you have to look beyond? Here is some food for thought. Amount … Continue reading 5 Reasons to Look beyond Your Company Mediclaim Policy

Ten Things You Must Ask Your Life Insurance Agent

Insurance agents are often the first point of contact when you are buying life insurance. From briefing on policy features to helping you complete medical formalities and filling up forms, they are supposed to provide assistance in every possible way. But very often, you meet pushy insurance agents, who force you to buy policies, irrespective … Continue reading Ten Things You Must Ask Your Life Insurance Agent